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Parent PLUS Loan


Parent PLUS Loan banner

PLUS loans are federal loans that parents of dependent undergraduate students can use to help pay education expenses. The U.S. Department of Education makes Direct PLUS Loans available to eligible borrowers through schools participating in the Direct Loan Program. Click here for FAQ on Parent PLUS loans.

Overview of Direct PLUS Loans
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  • The U.S. Department of Education is the lender
  • The borrower must not have an adverse credit history
  • Loans have a fixed interest rate and accrues at all times.  You can view current interest rates here.
  • The maximum loan amount is the student’s cost of attendance (determined by the school) minus any other financial aid received

Should the parent be denied the loan, the parent should indicate at the end of the application that an appeal will not be pursued. The student can be eligible for up to an additional $4,000/$5,000 a year based on the number of earned credits. If this decision is made at a later time, the parent should print a hard copy of the denial, add a statement that an appeal or an endorser will not be pursued and to maximize the student's Unsubsidized loan monies. Return this document to the Financial Aid Office.


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 210 Glasgow Road
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